I am an Associate Broker here in New York. I will be happy to work with you and explain the difference between a short sale and a foreclosure. I have done short sales and you do not want to foreclose, believe me. You may contact me a email@example.com.
Barb do you still have the property? I've been dealing with many short sales lately and I'm sure I could help you with the process. If you have an agent that's not sure how to do one have them call me.