It is a little unclear exactly what is going on here. Do you still own this property? Were you in default in your HOAs at some point in time? If you were and are, have the HOAs filed a lien on the property? It sounds to me like you need legal and tax advice immediately. If you cannot afford it, there are government proograms for low-income legal advice. Be very careful who you talk to and what you say from here on out.