The only way you're going to stall the process is to file bankruptcy (which I do not suggest unless it's absolutely necessary & helps you with other debt obligations) or apply for a loan modification or just do a short sale if you owe more than your house is worth. I can also let you know what it will take for your lender to relieve you of any & all future liabilities.
Email or call me directly, I won't look back on this same posting for new answers.
Realtor Since 1996
Distressed Property Expert