BEST ANSWER
FIRST ANSWER
You can't for sure.
The relationship is between your landlord and the lender. So, here are your options:
Ask the landlord. He may or may not want to tell you, and you can't be sure he's telling the truth.
Ask the lender. The lender won't talk to you unless the landlord permits it. You can ask the landlord to sign an "Authorization to Release." That's a brief statement from the landlord to the lender authorizing you to receive the same information as if the lender was communicating with the borrower. Your landlord isn't likely to provide it.
If/when the mortgage goes into default, the lender will file documents at the county courthouse. And those are public documents. Call your county courthouse to find out how to determine if liens have been placed on the property (the mortgage itself is a lien), or any notices served.
Hope that helps.
Sat Sep 26 2009, 16:40