Usually it is 2 years after a BK.
however you said you lost your home.
I take it this means you foreclosed it.
Usually after a foreclosure it is 5 years.
Take all your information to a local lender.
Foreclosure paperwork, Bankruptcy paperwork,
plus last 2 years w-2's
last two months bank statements
last two months work pay stubs
and be ready to bring more.
Harold Sharpe - Broker
So Cal Homes Realty
California Department of Real Estate Broker License # 01312992
AnnieMac Home Mortgage