if there is no sign on the property go to your county auditor and do a search for the bank that has taken back the property call the bank and ask for the listing agent for that property if its a small local bank you can submit offers directly but with your larger institutions they wont deal directly

Hi Cindy,
Banks generally do not have the time to deal with the public directly. They recognize that their interests are best served by working with Real estate professionals who work with buyers to do all of the time consuming legwork and follow-up. They are in the banking business. Realtors are in the real estate business.
The information that you are looking for, if it is available, can be obtained through a licensed Realtor tjhat you have selected to work with.

Cindy,

Unfortunately, banks do no normally work directly with people interested in REO's but entrust this responsibility to real estate professionals.

Our recommendation is to be in touch with a local Trulia real estate agent.