If you've defaulted on forbearance agreement, you should have been receiving a few notices from your financial institution that is holding your mortgage. Those documents have an amount that you owe to bring you into compliance.
More often than not, your lender will likely prefer to try to sit down with you to work out a repayment plan/proposal, rather than having another foreclosure on their books.
Therefore, it would be advisable to call your lender as soon as possible to find out what steps you need to take to get this taken care of prior to sale date.
Wish you the best outcome and feel free to give us a call and we can provide a free consultation for you.
A.S. Foreclosure Defense Lawyers
Koenig & Strey Real Estate
California is not a judicial state, which means they can foreclose at any time. That being said a couple of actions for to take immediately:
a) check your agreement, verfiy what the penalty for non compliance is
b) call your lender immediately and address this with the loss mitigation department, and
c) get your attorney involved.
These steps should at least point you in the right direction. With CA being a non judicial state you may have no recourse or redemption period, all the more reason to pick up the phone immediately.
You typically have up until the date of the foreclosure sale to redeem your property. I suggest you speak with your lender and also touch base with a competent attorney. Its always a smart move to ask the professionals in their right area of expertise for advise. Good luck!