Not in a million years will a bank loan without qualifying you as a risk; especially in this market. The previous answers help substantiate why as well.

Kim

Disclaimer: I am a licensed real estate broker and property/casualty insurance agent in the State of Ohio, providing information and sharing experiences acquired over 15 years in the industries. I do not profess to be qualified to give advice in any other field, though will share opinions and information obtained during my course of work. It is always highly recommended that consumers seek counsel from a specialist in each area in which there is a question or concern.

Arsenia sorry but the banks have a fiduciary resposibility to their share holders and if they got any TARP money also to WE THE PEOPLE. They will not give a loan without a credit check. Even in the worst of sub prime loans a credit check was needed.

You jest, right? Banks have no problem selling their properties in today's market.

Anyone can go to a bank and ask about their foreclosures. But banks make loans based on the assumption they will be paid back. I would not expect any bank to give you a house with no credit check or downpayment. If they do they would not be follwing the law or their fiduciary duty.