Better than a pre-approval is an "approval" letter to submit along with your offer. Good luck!

Short Sales can be financed just as a normal purchase. The only difference in the transaction is that the lender is approving a short payoff on the loan balance due.
REOs, Bank owned properties, homes that have been foreclosed on - will be sold also as a normal sale. Financing contingency periods can normally be negotiated. A preapproval letter will help you negotiate the purchase.
A purchase on the court house steps - a trustee sale - can be financed also. A cashiers check deposit - usually 10% of the purchase price - is required to tie up the property. Then, the buyer is given time to get the loan approved and close the purchase - 30 days is common.

Yes, Foreclosures may be financed. You should be pre-approved and have a pre-approval letter prior to making your offer. This letter would be submitted with your offer to the bank showing that you were financially able to purchase the property. Our office has an Attorney on staff and a Proven Negotiator to make sure your offer is solid and complete which will expedite the process.

Please let me know if you would like further information for the Clearwater, largo, Dunedin, Palm Harbor, Tarpon Springs, St Petersburg or surrounding areas in Florida.