BEST ANSWER
Welcome to the new world of modification. The hasp plan was authorized 3/4/09, but the understanding of the plan is still under study and not implementation. It took me 3 months to get a trail mod approved by litton mortgage after they rejected a mod prior to the hasp program. The reason for denial was just so litton could move on and recieve the incentives associated with the hasp program. No one gives clear direction or explanations they seem to just move for the process. The real problem was the courts did not listen either!
Go to the hud counselors but stay on top of bank of america because the hasp program indicates if you really want to keep your house that they should be helping you.
Keith Manson
First Weber Group
Certified Distressed Property Expert
Greenfield,Wisconsin
Fri Jun 26 2009, 18:56