You are not the only home owner that is losing their home. Do not get stressout, it will affect your mental and physical well being.
Talk to a real estate attorney and see what options you have.
Don't call a regular attorney, contact a real estate attorney, they have more in tune with real estate law than a regular attorney.
Feel free to contact me via my trulia profile if you have any questions.
Jes Sierra, B.Sc.
Lisa I am here to help you if you need more information let me know.
Cecilia Rodriguez Short sale & loss mitigation specialist
Lic # 01505884
You can look in the public records to see if the lender has filed an NOD. You can call your local title company and ask them to do a search. Any realtor in your area can look it up through the local title company. One clue would be if you are getting mail that is pre-foreclosure type mail. Your lender would let you know also, maybe some of the lenders are so confused that they are not able to keep track of the NOD, short sale department or loan modification department. Good luck!
Realtor-short sale and loss mitigation specialist
As a Realtor, I have several sources to find out about the status of an NOD. I would need to have the address or the APN# of the property in question.Send me the information in an email and I will be happy to do the research for you.