Foreclosure in Carlsbad>Question Details

Meg, Home Buyer in Carlsbad, CA

What is exact address of this house?

Asked by Meg, Carlsbad, CA Sat Sep 7, 2013

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7
J.R. Thrasher’s answer
There is only one home in Carlsbad which is a foreclosure and is currently listed for sale. Click the link in the web reference below to view the details about the property.

Be careful as to what "Foreclosure Type" you are using in your search criteria. Trulia is kind of bad on how they display properties in the foreclosure process. Homes listed under "Notice of Default” are not for sale. The current owner is at least three months late on their payments and the bank has started the foreclosure process, which can be stopped at any time by the homeowner getting current on their payments.

Regarding homes listed under "Auction" the homeowner is considerably behind in payments and the bank has an auction date scheduled, these homes are not available for showing. The auction is the actual moment of foreclosure. Properties scheduled for "Auction" must be purchased on the court house steps for cash at the appointed time. Email or call me and I'll look up the auction date, location and registration criteria for any home that you are interested in buying at "Auction"

Homes listed as "Bank Owned" went through the auction on the court house steps and no one put in a bid. This is most often the case as banks usually do not sell homes on the courthouse steps for less than what is owed on them. It may take some time for a home to come on the market once the bank takes possession. It is good to have a Realtor set up an alert for the specific address you are interested in so you can take a look at the property the day it comes on the market.

Foreclosures can be a good deal if you have an agent that knows what they are doing. Tracking a home from notice of default through the auction and bank owned statuses takes the right tools that only a few real estate agents have. If you are interested in a home that is in Notice of default it is a good idea to contact a Realtor (like me) with the right tools and have them contact the home owner before the bank gets its hands on the home.

J.R. Thrasher
RealEstate@JRThrasher.com
http://www.SanDiegoRealEstateVeterans.com
619-929-0105
0 votes Thank Flag Link Mon Sep 9, 2013
Meg, if you're looking for a home on the North San Diego Coast you should really give us a call. Our office is located at 1900 N. Coast Highway 101, Suite B, Leucadia, CA 92084. We live, breathe, surf, walk, bicycle and love this area.

We know it very well as a family owned and operated real estate brokerage, general contractor, developer, interior design company's with over 100 years of experience on the North San Diego Coast. Please feel free to contact us directly at 760 815-6977 (cell) or email me anytime at onthelevel@cox.net.

Or take a few moments to check out our very user friendly websites:

http://www.tagrealestatesales.com
http://www.chadofalltrades.com
http://www.intimatelivinginteriors.com
0 votes Thank Flag Link Sun Sep 8, 2013
Trulia displays many homes as foreclosure and list a dollar figure which is ridiculously low. These are homes which have had a Notice of Default(mortgage payment late more than 30 days) or Notice of Trustees Sale(more than 90 days since the Notice of Default and balance has not been paid).

Many of these homes are short sales, loan modifications in process, or bankruptcy. Some will be sold prior to foreclosure, some will be sold at the trustees sale auction, some will be sold as bank owned, and some will never be sold. For the ones which do sell, the price they sell for will be something reasonable as there is so much competition amongst buyers unless some short sale agent plays pocket listing with the house and the bank does not do their diligence...
0 votes Thank Flag Link Sat Sep 7, 2013
Hello Meg,

I can show you homes in Carlsbad or any other home you're looking at. Just get in touch with me and we can get started.

Warm Regards,

Media Fettinger
Realtor
Century 21 Award
MFettinger@century21award.com
0 votes Thank Flag Link Sat Sep 7, 2013
Please send the link and I will look it up
0 votes Thank Flag Link Sat Sep 7, 2013
Hi Meg. Sorry but your question did not come to us connected to the listing you were interested in. I would be happy to help you figure it out. It should be pretty easy. I just need the search criteria that you used and can set you up with personal search through the MLS that will give you the address. Please feel free to give me a call at 760-753-2000 or email me at jeff@resoldservices.com if you would like to have it set up.
0 votes Thank Flag Link Sat Sep 7, 2013
Hello Meg, There is no link to know? Do you need listings emailed to you to study and compare? What cities are you considering and the maximum price/payment your looking to achieve? Do you have pre-approval, down payment and closing costs?

You may qualify FHA from a minimum 580 fico score and 3.5% down or as low as half percent down payment program. You may consider 3% down conventional from a minimum 700 fico score and 5% down conventional with NO Mortgage insurance (Lender paid MI) from a minimum 620 fico score. It only takes a few dozen questions to qualify you in minutes and email you listings.

http://www.under640ficoscoreloans.com/Pages/ContactSheryl.aspx
Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
20+ Years Experience
DRE# 01140252
NMLS# 297251
760-486-4225
9am till 7pm 7 days
http://youtu.be/MrygA2_8fAY

If my response was helpful, consider clicking thumbs up or Best Answer!
0 votes Thank Flag Link Sat Sep 7, 2013
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