Dear Just Looking,

Pardon me if I am making an assumption here. I will to be honest. The process of foreclosure is lengthy and the lender will give you fair warning. The debt collector will keep calling you, as time goes by their calls will become stronger and stronger. Certified mail is one part of the process. However, you not the first person to ask, do you have proof? The Lenders have heard that line far too many times and the debt collector will strong arm you within a few minutes of your argument. In addition, we all have an Internal Compass that tells us when we do something wrong. A piece of paper only validates it.

If you have any specific questions and need assistance I will be happy to assist you. Each case is different and you cannot rely on general information. You can also Google the question and get a lot of understanding about Foreclosure and the process behind it. If you are facing foreclosure, it is a good idea to choose a Realtor that understands your situation as there are several remedies available.

Laws are changing and it is important that you iInterview more than one realtor and compare notes as the Foreclosure world is changing before our eyes. It is a lot of work and nothing comes easy. Be involved as it is your credit score and your power to buy now and in the future. Many will get rich on your downfall because you choose to hit the EASY button.



Josephine Carpenter, PA
Reo and Short Sale Agent
5Star Designee, CDPE
Keller Williams Realty of Brevard
335 Pineda Court #103, Melbourne, Fl 32940
321 243 4519

Hi Cletus,

If you would like more information about foreclosures, the steps a lender must take, as well as alternatives to foreclosure, I invite you to check out my website http://www.AndyWIllHelp.com. My wife and I are both Certified Distressed Property Experts (CDPE) and we have set up this site as a resource for people who are looking for foreclosure and short sale advice. We hope that you find it helpful and informative!

Sincerely,

Andy Barclay
Certified Distressed Property Expert
RE/MAX Elite
Andy@ThinkAndy.com
321-514-9862

Dear Cletus,
Please send me your e-mail and I will send you a copy of the whole foreclosure proceedings. I am a short sale(pre-foreclosure ) specialist and I also list and sell foreclosure property. I can give you the pros and cons of doing a short sale as opposed to a deed in lew of foreclosure or a foreclosure. There are huge differences.You can either e-mail me at Sherrydj@earthlink.net or call me on my cell 321 795-7549 for the information you are seeking.
Thanks and God Bless,
Sherry