Diana -
Obviously time is of the essence. Make sure your real estate agent is very aggressive (in a nice friendly but firm business type way) and makes repeated contact with all the financial parties involved. She should be calling and emailing them with information, pressing to make sure all the parties that need the appropriate information are involved and keep a paper trail of everything that is done. This is a case of the squeaky wheel getting the grease.

There are so many forclosures going on and short sales that some of the parties involved are swamped. That said, the ones that keep getting forced to the forefront and followed by appropriate paperwork have the best chance of actually going through. If you are using a sellers agent (rather than dealing with the listing agent who would already be tied to the lending institutions) have him/her get all the names and contact information of the lenders to make sure what's being submitted is appropriate and being sent to the right person, not just sitting on someones desk.

It's unfortunate that it's Countrywide/BofA as they have been the slowest to deal with. My best advice is to hound them (nicely) to make sure yours is not sitting on the bottom of the mountainous pile they probably have.
Good luck.
Trisha Lee REMAX Boone Realty, Columbia, MO
(573) 999-1000 TrishaLee@Remax.net

The problem is that the lender is Countrywide/BOA...Is it a lost cause?

You agent needs to escalate it at both banks. Make the bank contacts aware of the foreclsoure sale date. The bank can place the foreclosuresale on hold. You have keep calling the bank until you get someone attention. At least get a decisison from the bank.


Good Luck

Keith Manson
First Weber Group
Certified Distresssed Property Expert
Greenfield, Wisconsin