Has your agent contact Hidden Valley Lake Association to inquire about the lien? Is it something that the association might negotiate? It might be something that if you (or perhaps by splitting it with the agents involved) are willing to pay that you will be able to close. Many foreclosed homes have multiple liens from the association, water co., etc. These must be taken care of before the title company can issue title insurance and close the deal. Your agent should be inquiring to find out what can be done to satisfy this lien.

Hi Angie,
If your agent is the one giving you the daily dose of "telling you what you want to hear", then call his/her broker. Explain to them what your frustrations are. Generally, this will put your agent in check. And while your at it, ask the broker to look into the problem. Your agent may be getting the same "dose" from the listing agent. But your agent then needs to be more assertive in gathering viable information for you. While I don't want to be disparaging, there are some less than forthcoming agents in the REO side of the industry. I hope this is of some help. If you have any other questions, feel free to contact me. My information is in the link below.

You are working with a Realtor, correct? Your Realtor should be able to negotiate with the bank and the HOA to settle this. With the number of foreclosures on the market, I can't imagine the bank not taking care of this.