Regarding your property , I would like to give you some websites addresses. The first thing to do is to act and the first act is to get information. So here are some good websites, recommended by the California Association of Realtors , which I am a member of.
Here are some very Legitimate Resources:
If you are at risk of foreclosure or have already received a foreclosure notice, you should contact your lender immediately.
Homeowners also may seek the advice of a reputable housing, financial or credit counselor, attorney, or other qualified professional.
Homeowners may visit the U.S. Department of Housing and Urban Development (HUD) Web site at http://www.hud.gov/ to view its Guide to Avoiding Foreclosure and its list of California HUD-approved housing counseling agencies.
In addition, the non-profit Homeownership Preservation Foundation has a 24/7 toll-free Homeownerâ€™s HOPE Hotline at (999) 995-HOPE.
I hope that this will be helpful to you and if you are tiered of reading you can get in touch, I will be happy to help.
Muriel Levin, Realtor, Coldwell Banker HP-N, Certified Short Sale and REO Specialist
Agence Immobiliere a Los Angeles, Californie, Specialiste des Reprise de Banque
If you would like to stay in your house then you have to do loan modification (the lender may adjust your interest rate or reduce principal amount or some other to make affordable payment). They require some documents to prove your hardship in order to do loan modification. Please let me know if I can be any help. You can sent me an email to firstname.lastname@example.org or call me.
Certified Short Sale Specialist
Also, visit this website - although this company has not begun it's Modification process last I heard, they are experts with lenders and can certainly help with advice. Good Luck.
They are a Short Sale Service for Agents and HomeOwners, they plan to expand (if they haven't already) into Loan Modification.
Randall Sandin, 843-209-9667, email@example.com