Foreclosure in 33060>Question Details

Nancy, Home Buyer in vanberg

Title and Clear Lien Search: how do I go about doing my own title and clear lien search?

Asked by Nancy, vanberg Sun Apr 13, 2008

How do members of the community go about doing their own clear title and lien search?

Help the community by answering this question:


The real estate information services can help you to do your own title, tax, ownership, mortgage and lien search in the same website.
Another website let you to download a free basic property report to start your title and lien search.
Web Reference:
3 votes Thank Flag Link Thu Nov 6, 2014
As a small time RE investor, I have few DIY title searches at recently. The website seems meeting my expectations. I only paid 49 bucks for a preliminary title report.
Web Reference:
1 vote Thank Flag Link Fri Dec 12, 2014
In my opinion you should never attempt a title search on your own. There are too many little cracks things can hide in. I occasionally buy properties when I can get a GREAT deal and although I know how to do a preliminary title search using the clerk of courts records I still use an attorney that issues title insurance to do the real title search.

A case in point, I was interested in a property where everything looked good at the county level and I was ready to move forward however, my attorney uncovered a US Justice Department Lien on the property far great than the property was, or ever in my lifetime be worth. That was the best money I ever spent for a title search as it saved me from loosing over $300,000!

I know of buyers who have skipped that step and have paid dearly in the end.

JD “Dan” Weisenburger, GRI
Broker-Associate REALTOR®
Vanguard Realty, Inc. GMAC Real Estate
Web Reference:
1 vote Thank Flag Link Sun Apr 13, 2008
I have 25 years experience, own my own research company and have my E&O insurance. I have access to Titlepoint which is a widely known and used search engine across the U.S. and I can do any kind of searches from O&E to Patent and residential to Commercial. If I can be of use please contact me my prices are very reasonable but vary depending on type of search and county info available.

Penny Leite - Owner
Elizabeth A. Williams Inc.
1157 W Hampshire Blvd.
Citrus Springs, Fl 34434
0 votes Thank Flag Link Mon Nov 17, 2014
I agree, it is very easy to miss a Judgment, Lien or even delinquent taxes on a property when you search on your own. It is a lot safer and easier to have a professional title search done. ProtitleUSA not only offers title searches which includes the Chain of Title,Judgments, Liens and Taxes on a property they also offer just a Judgment and Lien search. Their searches are very thorough and accurate. Visit their website for more details.
Web Reference:
0 votes Thank Flag Link Thu Dec 19, 2013
If you are just looking "to know" you can search teh registry of deeds or county courthouse that records deeds. if it is for a sle or any type of legal purpose, hire a professional, a search could be as little as $100 and best money spent.
0 votes Thank Flag Link Fri Nov 8, 2013
This is really something you should consult an attorney. Title issues are very complicated, and can be made a lot easier if an attorney is involved. Most will not charge you a consultation fee. If you do not know a Florida attorney, you can go here:
0 votes Thank Flag Link Fri Nov 8, 2013
Hi, Is tefer me there a company that i you can ro that does judgement and federal tax lien services in palm beach county florida?
0 votes Thank Flag Link Mon Mar 25, 2013
-Hi Nancy, please contact DHT title and Steve will answer your question on Monday...They are very helpful (954) 351-2242
0 votes Thank Flag Link Sat Jan 12, 2013
Unless you are a title insurance expert you should rely on one to perform an Ownership and Encumberance search for you, O & E search, to reveal recorded matters affecting the property,, you don't need a full blown title search. A lien search is also recommended and similarly should be left in the hands of a capable and competent firm that specializes in this. Permit Searches Plus is a great lien search firm with extensive all around title knowledge and they also conduct Bankruptcy research which is another search for consideration to ensure nothing attached to current owner will transfer to property they own. It is up to any interested purchaser to conduct very thorough due diligence. You can try to make any real estate contract subject to a clear lien search and clear title but in today's market that is a hard sell. Many people fall who don't do thier homework pay dearly. There is really no short cut but buying real estate is a the biggest purchase you can make so you don't want to cut corners.
0 votes Thank Flag Link Mon Jan 7, 2013
In the current environment with so many foreclosure and REO homes, be especially careful if you are in a lien superior state - because so many previous home owners went into default, and left with known violations and/ or unpaid bills. These are liens that sometimes don't show up on the regular title search. However, you do not have to be a victim, or worry about these potential unrecorded liens, such as code, utilities, waste, and municipal liens -if you work with a professional lien search company. Most reputable title companies and attorneys also use one, so check to be sure. You should be using one in conjunction with the title search if you are in a lien superior state, especially if you are attempting to close a property outside your area. A good company currently performing this service is Property Debt Research in Florida.
0 votes Thank Flag Link Tue Mar 10, 2009
Dear Nancy,

If you have never done a title search before, its very easy to overlook an important document, I would certainly recommend asking Title Search Company to perform a title search.

Clean Title really means that there are no liens against the owner or the property. You need to have a systematic approach to title search in the county office searching documents by Current Owner's Name, Legal Description, Parcel or Folio Number and Address. Remember, the recorded documents may have recording errors, pay attention to legal description and parcel numbers throughout all documents and make sure they match.

I would also recommend performing a Bankruptcy Search against current owner. You can read about Bankruptcy relevance in the Web Reference Below.
Web Reference:
0 votes Thank Flag Link Sat Jan 10, 2009
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