I'm sorry to hear about your situation. The first thing you should do is talk to a professional who can discuss options with you. From what you write, it may be that a short sale might be an option, if you do not have enough equity to sell at a price that a buyer would agree to. You also have several other options and you need to find the best one for you. It is very important that you speak to a realtor or other professional who is familiar with situations such as yours. If you do not know of any short sale realtors in your area, try finding one on http://www.cdpe.com
. This website is a network of distressed property experts who can help point you in the right direction. Although I am not in your area, I have a website with tons of free information that you can access below. Good luck and God Bless you!