In real estate there are those who do their job very well and others who do not. Those I've met who do a great job will never refer to themselves as experts or specialists. Similar, if a person feels the need to tell you they are honest you got to wonder, are they really? Good luck to you!
So, the next step will be the foreclosure.
This could take from a month to 12 months:
You will receive a notice of Trustee Sale at which time, either the house will be auctioned to a 3rd party, or the Bank will officially foreclose.
You would then be contacted by an Agent who will offer you Moving Money to move within 30 days and do no harm to the house. You will then know your moving date.
Good luck and may God bless