You should talk to your attonrey about the issue about walking away from the property given how you filed the chapter 7.

After a debtor has discharged the debt on their loan through the bankruptcy process, a reaffirmation, allows the debtor reestablish the loan as if there was no bankruptcy. This would allow to discuhttpsloss mitigation opportunies with the bank. If the debt was discharged the bank does not need to disucuss with you anything about the loan. They will foreclose without any consideration about you.

Make sure you understand your options. Especially about your credit. Look at the fnma underwriting guidelines below:://www.efanniemae.com/sf/guides/ssg/annltrs/pdf/2008/0816.pdfss


Keith Manson
First Weber Group
Certified Distressed Property Expert
Greenfield,Wisconsin