NACA is a national organization that really "gets in the face" of the lenders and tries to help people work out loan modifications. They have a program called Save The Dream. They were in Los Angeles at the LA Convention Center in September for 5 days - 24 hours a day. Most of the major lenders and servicers sent representatives to this event and loan modifications were delivered on-site. Below is a link to an ABC news report on this last event.
If you work with NACA during the rest of the year, you have to be patient. Their offices are staffed by volunteers. They have good intentions and try very hard to help you, but it does take time. I can also answer questions about or help you with the paperwork for a loan modification, if you want a quicker response. Feel free to contact me through my profile or call me at 424-2HELP12. Good Luck and Dare to Dream.
Shel-lee Davis, QSCÂ®
Certified Distressed Property Expert â€“ CDPEÂ®
Short Sale & Foreclosure Resource â€“ SFRÂ®
Certified HAFA Specialist â€“ CHSÂ®
Your Real Estate Consultant for Life
RE/MAX Palos Verdes Realty
I always tell people, it cost nothing to go to one of there seminars to get the information. Then make the choice yourself. You will be doing yourself a favor.
No you do not have to go into their office all the time. I started this process in Aug last year and have been to the office 2 times for my appointment.