I have definitely seen this happen. Had one case where a couple bought a foreclosure house and then found out the bank foreclosed on the wrong property because of a title defect. They found out when the real owner showed up and knocked on their door! They had put a lot of money into the house. In their case, they made a claim through the title company.
Debbie Albert, PA
Coldwell Banker Residential
Or you could try Law offices of Carter & Clendenin 5308 Spring Hill Drive, Spring Hill, FL Contact David R Carter at 352-686-6278. He is very involved in Real Estate and also is doing lots of good stuff in the State of Florida.
I like the idea of contacting the title company and title policy holder.
Good luck in getting this resolved in timely manner. Please post an update from time to time.
And your title insurance--if you had owner's title insurance--may be able to help.
I had something like that happen to me. I bought a condo and a parking space a while back. The parking space was in the condo's garage, was purchased at the same time as the condo, and the single mortgage covered both. However, the local government (Washington, D.C.) messed up in not transferring recorded ownership to me. (It happened to about seven other owners, too.) The parking spaces stayed in the developer's name.
The developer ran into financial trouble and moved back to his home in North Carolina. Therefore, while I was paying the mortgages and the taxes on the condo, my lender was unaware of additional taxes due on the parking space. I didn't know, either. Eventually, the city foreclosed and we all lost our parking spaces. Interestingly, they were all bought by a real estate investor at the tax sale, who "generously" sold them back to us at a healthy profit.
One thing I learned from the process is that you can't undo the action, and there's no recourse against errors of a city or county. At least in your case others--including the engineering company, maybe the mortgage company, and some others--were involved in your case and there may be some liability with one or more of them.
So, see a lawyer and go after the "deep pockets."
Best confer with a real estate attorney be within the redemption statues of your state. If you have paid the mortgage why would they foreclose. ?
Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
You have a real problem and you will need a very good attorney. Bet local Realtors will have good suggestions for you. You will be sueing about everything that moves, the engineering firm, the bank , realtors, title company, title insurance