Foreclosure in 93309>Question Details

Beckigirl, Other/Just Looking in California

My husband owned a home with his ex-wife but we claimed that home on our taxes for two years. I want to qualify, will that keep from doing so?

Asked by Beckigirl, California Fri May 4, 2012

Help the community by answering this question:


Hello Becky, I only need to ask a few dozen questions to pre-qualify you to buy a home. I offer CHF Access half percent down payment program with a minimum 5f80 fico score to qualify which can also contribute towards your closing costs as well. Do you have a down payment and closing costs? If not, this program will work out for you. I will need to look at your tax returns and all schedules. Here is a flyer and a needs list to gather for loan processing a loan approval.

I specialize in Under 640 Fico Score Loans and offer credit repair at no cost to raise fico scores to qulaify.

CHF Access half percent down flyer, pdf
Sheryl Arndt, standard needs list checked, pdf
Why Rent brochure……
CHF Access income limits
Sheryl Arndt, Broker – Sr. Loan Officer
DRE# 01440252
NMLS# 297251
0 votes Thank Flag Link Fri Oct 26, 2012
Hi Becki,

I would suggest you contact a loan officer who can answer your questions. My personal opinion is if your name is not on the loan nor the home, you should be in a position to buy a home in your name. However, I am not a loan officer. If you want me to refer you to someone, please give me a call or email me. You can Google my name "Dee Oliver RE/MAX Magic, Bakersfield CA.
0 votes Thank Flag Link Fri May 4, 2012
Hi Becki,
You want to qualify for what?
0 votes Thank Flag Link Fri May 4, 2012
A home mortgage. We were told that since my husband had done the taxes with us jointly and claimed the house that went into foreclosure, i could not qualify for a home loan on my own because i had benefited from that house that went into foreclosure. I have just never heard of that, is it a new law? I have never had a mortgage in my name at all.
Flag Fri May 4, 2012
Search Advice
Ask our community a question
Email me when…

Learn more

Copyright © 2015 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer