Lyon Real Estate
If you have questions or would like to take a look at your options, feel free to contact me.
You look good based on your credit (677 mid score) and your $30k down payment.
Based on that purchase price and your down you will be at $90k to $70k loan amount. I don't see any problem necessarily with qualifying.
The only missing piece is your income. At this point, I would love to work with you and get you pre-approved and then get you out looking, perhaps with Ute Ferdig, who is a local market expert.
I will get you pre-approved for what you qualify for and then you can decide if you want to go lower on the purchase price, as the market is very competitive especially in the price range you are looking at here in your post. My cell is 916-813-4003; email email@example.com
Your biggest challenge will be finding and competing for a house in that price point.
Please give me a call and we can get you out shopping.
Keller Williams Realty
CA DRE 01872795