You also have the resources of Consumer Credit Counseling agencies.
See the advice of an Attorney. You can get a free consultation. See if you can talk to a real estate attorney about the house and mortgage then speak to one possibly about bankruptcy. If you are going to lose the house you may want to wait to file bankruptcy.
You need to investigate and gather all the facts then make your decision about what to do. Please do be careful to use trusted agencies and people as there are people out there who will Scam you.
Wishing you the best results.