If you are not working with a realtor, feel free to call me anytime 316-644-9101 and we will discuss all the possibilities and explain all your options, regardless of whether that involves us and our company at all!
So for the lender to break even you would need to bid 151k plus 1k for court cost, plus 2 years of property tax, plus any maintance they paid to take care of the property or be happy and offer full list knowing that we the tax payers are taking it in the sh--ts for every one sold.
If you need any further help with this, just contact your local real estate agent.
It is public record, but if you are having trouble finding information I suggest you contact a Realtor in your area. He or she can pull the public tax records and see how much is owed on the home, and can also contact a title representative and mortgage brokers for you so they can dig further. If you like you can contact a title company yourself and probably get them to help you. Best of luck!
Rachel LaMar, J.D.
LaMar Real Estate