We are with Albert on this, contact a real estate attorney with expertise in foreclosures.
Go to a professional in this field and take their advice on how to best proceed.
Good luck to you,
Mark & Kari Shea
Shea Real Estate
National Association of Realtors
CA DRE License 01713506
Dude you need a lawyer, or call the Legal Aid Society or join Pre Paid Legal for $20 +/- a month if your that far along in the foreclosure process.
This is Sherious Shtuff, do the best you can but you need an attorney, and maybe a B-K attorney.
I have helped people in foreclosure sell and short sale for decades, if you want you can contact me if you like.
Maybe I can help.
Al Goldberg Bkr
30+ Years Experience
If you are looking for more information, I wrote a blog about the Typical Foreclosure time line in CA here on Trulia:
This will give you the entire picture of all the time frames from when the lender files a notice to foreclose all the way through to the actual sale date.
Really these time frames all differ from lender to lender, but one thing is for sure if there are issues with being able to make the payment on a particular property do not wait, with the most recent streamlining of the short sale process and this type of sale becoming more of the "norm" over the past view years, the short sale will help to save your credit, relieve you of the stress & burden and get you back in the game quicker. Here is a blog I wrote on Trulia about the things to consider as alternatives to foreclosure and a 3rd blog, a step by step guide to the short sale:
I also have a ton of information here as well:
Best of luck and let me know if I can be of assistance.
It's actually just 14 days notice that is needed. So, if they have given you 14 days notice and you have a trustee sale date coming up, you do not have much time to figure out your options.
With such limited time to work with, every hour that passes is one more hour closer to your property being foreclosed. I specialize in helping people delay trustee sale dates even with very little time left. If you contact me directly, I can meet you tomorrow with all of the documents needed to try to get your trustee sale date postponed. No cost to you for my services.
Keller Williams Realty