Jamar, Jamar, Jamar. From an earlier post on Trulia, you wrote: "I also work for the Arizona Short Sale Office, so I definetly want you to get the right help." That definitely earns a thumbs down from me.

Good to see your answers
Code of Ethics
http://www.realtor.org/realtororg.nsf/pages/consumersplash?O…

Good grief. Thanks for playing me like a fool and wasting my time Jamar. I appreciate that.

You might want to take a peek at (and actually apply) the Code of Ethics some time.

Oooh, ooooh, this is a great question....errr I mean advertisement. Nice catch Jonathan...have a cookie on me.

Hi, Jamar ... didn't you have a lot of cheap properties back in November? I think you told folks to Google you ... is this you? "Facing Foreclosure In Arizona? Looking for a realtor that specializes in helping homeowners avoid foreclosure. I am experienced realtor, owner of a Foreclosure Prevention Company. You Have Options!"

If so, what are you getting at with this question?

I've never heard of a "Arizona Short Sale Office". Who gave yout that information?

Carol is correct, contact your lenders Loss Mitigation Department.

As for contacting a Realtor that just got their license, I don't understand at all what good that would do. If you do need to sell your home in a short sale situation, you want an agent that knows and understands the nuances of short sales -- not a brand new licensee...

You should contact your lender and ask for the Loss Mitigation or Work Out Department. Not the payment department. You need to speak to someone who can see if they can work it out for you. Tell them why your late and ask for help. Many times there are options for you to stay in the house. If you have an adjustable mortgage you might be able to lower the rate by doing a loan modification to change the payments so that they are within your budget. If you have lost your job and cannot afford the mortgage any longer, then you may want to put your home on the market. The bank would much rather not foreclose so call them. Don't wait until, the sooner you call the better.