However, The AZ lender may have the right to pursue you in court for a deficiency and judgement though this is generally not the case.
Per AZ law, if you have one mortgage on your property in AZ, it is on 2.5 acres or less and someone has occupied the house, then IF the lender uses a trustee sale process (used 97% of the time), they would not be able to come after you for a deficiency.
It is very possible that options exist that might work better for you than a foreclosure. We can explore the options with you and determine if any of them are worth further exploration.
Pretty easy for us to talk and discover the paths that might be better for you.