good afternoon..2 years from a chapter 7 discharge and three years from the sheriff's sale on a foreclosure...assuming you have re-established credit....i suggest you papertrail your principle residence rent history in the meantime.....i hope that helps.bob mcclure- success mortgage partners- plymouth, michigan.......

3 years. Cut and dry, If you are good for the three years you will be able to buy. Sorry about your luck, it is happening way too much, but I am starting to see improvement in the market which will lead to improvement in the economy. Hang in there, hug your kids if you have them and stick together. All will be better in three years and in ten the 11 will be off your credit. It is there forever because it is a court filing, but off the credit and that is what really matters.

I hope this helps in some small way.

I truly wish you better fortunes in the future,

Gary De Pury
Broker-Owner
Bay Vista Realty
Gary@DePury.com
Oh, by the way, I am never too busy for your referrals.