GREAT QUESTION:

A few things for you investigate further:
a) County tax records whose name is on the tax rolls?
b) If you dont have ownership per the tax rolls why are you being charged taxes UNLESS you have another document states since 2001 up to today's date 2009 you own the home
c) Do you take tax deductions ?
d) YOU NEED contact an attorney OR lender discuss all these particulars involved.

National Featured Realtor and Consultant, Mortgage Loan Officer, Lecturer regarding Credit Repair
~ Lynn911~

I am not a lawyer and can not give you advice. However, I will give you an opinion. IF you filed chapter 7 and it was discharged you have no ownership of property and the bank can foreclose. If you reaffirmed the debt, then the mortgage is still valid and if there are property taxes owed they are your responsiblity. Either the property and the taxes are the responsiblity are yours or the banks, they can not be separated. There has to be more facts that you have not stated. It is best you talk to a attorney but you can not have your cake and eat it too!


Keith Manson
First Weber Group
Certified Distressed Property Expert
Greenfield, Wisconsin

Your answers will come from a real estate attorney.
Not a bunch of realtors.

Did the originator of your loan sell its note to another company?

Did you pay the taxes back then? If so, then do you have a record of that payment?
If not, then you might want to discuss these issues with an attorney.

Hi Wjaep,

This is a strange situation. As real estate agents, we are not allowed to give legal advice as it would be practicing law.

Strongly recommend you talk with an attorney who specializes in real estat elaw in the jurisdiction where your property is located.

Best wishes,

Dominick Dina