What has been the outcome of this situation?
Please email me the name of the company and loan officer, so I can avoid them like the plague! Don't post it here, mail it to email@example.com. If you need the names of several attorneys to choose from, let me know.
Century 21 Brighton Towne Co
Check with an attorney as to your role in this but make sure you get the mortgage rep reported. You can also check Ralph's site to see if your mortgage rep has been listed.
Also, yes, the LO can say they never told you to do that, but I would bet dollars to dimes yours is not the only file they have where this happened. I am sure a case can be made against that individual ... and I pray that it does.
Oh dear. I am first sorry you are in this situation, I am even more sorry that your husband lost his job, I am even more sorry then that, that you falsified documents, and I am the most sorry that a professional in the industry encouraged you to commit fraud! That is a BIG deal! The thing with fraud is that it doesn't have a statute of limitations, so whether it happened last week or last year, it's a problem.
I don't want to speculate on what can happen, but the loan officer needs to be punished for committing a felony and putting you in this position...This person needs to be not working in the industry anymore for taking advantage of a consumer! THIS is why we need licensing in Michigan for loan officers, and we are getting very close to that happening!
My heart goes out to you, Kelly. Has the sherriff sale already happened? Do you think a short sale could take place? I live in South Lyon, and attend church in Brighton where you are apparently writing from. I would be happy to chat with you about trying to short sell the property. Feel free to contact me through my website at http://www.DoorToDreams.com
Derek Bauer, Associate Broker / Realtor
Real Estate One - Farmington Hills / West Bloomfield