The first thing you need to do is contact your mortgage lender if you haven't done so already. They may be able to work out a modification.

I am a local Deltona agent and can go over some options with you. Contact me by phone or email. Have a great day!!

Shannon Nieves
Home Wise Realty Group
321-239-2558 Cell
florida_realtor_1@yahoo.com
http://www.thebestflrealtor.com

First you need to contact the bank, and tell them your situation. After speaking to them, and they give you some solutions, choose the one that will be beneficial to you. If you need assistance at anytime, feel free to contact us and we can help. http://www.ispihouses.com/keithmac/

Thanks,
Keith

Contact a real estate attorney and short sale expert in your area. Don't wait until the last minute. If you need help finding a qualified agent to assist you please contact me.

You may want to consider a short sale. Info below. Good luck!