The market has heated up over the last several months and we are now seeing mulitple offers and bids over list price. Most REO listing agents are requiring proof of funds and loan pre-approval letters with the your offer so it is critical that you have this step done.
I can help you track when the home goes on the market and provide you with a pre-approval letter at no cost.
San Diego Financial
As a former bank executive, I can tell you there is little you can do to obtain the property until the bank lists it with their chosen agent (typically contracted for geographic areas).
Banks have created systems that meet legal and regulatory requirements. They do not "skip" steps (anymore) to get a property to market faster. In addition, they want the most offers (most money) for their asset as possible.
You can create a research request to receive an email as soon as the property does come on the market.
Hope this helps!
ca dre# 01402946
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It would be wise to have a pre-approval letter in hand and records of your downpayment. These will enable you to act as soon as the home hits on the market.
Of course, you should also have a Realtor working for you and trying to track down who has the listing....
As with the other agents who have answered this question, I would love to help you.
Prudential California Realty
I would be happy to meet with you to discuss the home buying process and to answer all your questions and concerns. Please feel free to call or visit my website if you'd like to set up an appointment.
Glen S Etherington, Principal Broker, REALTOR