Also calling your lender will not hurt, they do not want your home they have enough and they would rather work things out than foreclose.
Buy a home after foreclosure expert
We should tell you that this is in N.J but do your homework on your state. If a full foreclosure takes place be prepared to leave within 60 to 90 days again depending on your state.
Seek out a lawyer if you can they will give you the best up to the minute advice. Make sure it's one who is well skilled in foreclosures.
We have found alot of resources available to those in foreclosure use all your options..
In the mean time start looking for a place where you can go to when you do have to leave.
All the Very Best to you and yours
Dave & Lisa
The link below has some information about how to fight foreclosure. Hope you find it helpful.
If you'd like me to set up an appointment with our lawyer go on my profile and email me!
Have you tried to do a pre-foreclosure short sale?
It would allow you to hopefully get the foreclosure sale delayed. Contact a local Realtor immediately and they may be able to help you get the house sold. Also the Realtor may be able to get $3,000 relocation expenses paid to you to help you move into your next place. It sounds like you may easily qualify for a short sale.
I just had a client that was paid $1,500 to relocate on her short sale house.