There is no NORMAL, and it is almost impossible to find information; no one wants to talk to you.
It gets very frustrating for the Homeowner and also for a prospective Buyer.
The Notice of Default is normally given to the Homeowner 21 days before the Trustee Sale: The problem is, when did that 21 days start; The Newspaper may be a week late in reporting it.
Since this is a matter of Public Record, you should be able to go down to the County Recorder's Office and they will tell you.
Some states will let the Homeowner catch-up on payments later than others, but you can figure that if they haven't done so by the Trustee Sale, they aren't going to.
The next step would be the Trustee Sale, which very seldom happens.
Next, would be the Foreclosure, which could happen in 2-6 weeks.
Then the Bank will LIST the house with a Realtor; another 2-6 weeks.
You can try to buy it from the Trustee Sale, or wait for the LISTING.
I would recommend that you enlist a Buyer's Agent and have them lookout for the property; you will want them to represent you in the REO sale anyway.
Good luck and may God bless
The property is has been foreclosred upon or it is in pre-forclosure. The are many steps a lender must take prior to foreclosing on a property. If this property is still in pre-forclosure the owners can still save it with a loan modification or catching up on payments or bankruptcy,. The owners could also attempt to sell he property as a short sale. Go to our site for full explanations of the various options.