I am glad to hear that your life is heading to the right direction. The lender don't expect you to tell them any maintenance issues with the home. We all can see that you are a responsible person and trying to do the best you can.
Please let me know if you want a sale comp analysis. At the current market, it might be the best to look at the option to sell the home and downsize to get your feet back on the ground.
You can email me at email@example.com I will be more than happy to send you some sale analysis.