When a home has went thru foreclosure liens will be wiped out for new owner. If there are HOA dues, taxes, etc that are possibly not liens, title and escrow company will use proceeds from sale out of the banks side. I live in the 86426 zip code and the escrow companies are efficient.

Hi Amy,

As Lynn stated, the bank or seller is responsible for the taxes and they need to be paid first before any transfer of title can occur. The taxes owed always puts that debt in what is a "first lien position" before the finance company so in order for them to sell the property, that tax debt needs to be cleared.

To transfer title to property you must have what is called "equitable title". All encumbrances or debt would have to be cleared first.

Hope this helps you,


Stew Keene
Ph (480) 220-7491
Fax (866) 711-8573
StewKeene@yahoo.com
Keller Williams - Scottsdale, AZ
2008-2009 Master of Real Estate award recipient

GREAT QUESTION: Bank handles all liens working in concert with title company. No property can be sold UNLESS seller has cleared all liens. You ARE NOT HELD responsible for any of those payments