You do have to take care of the details and that may prevent you from completing the sale the same day. This is not a car...you've got to draft up a contract, open/close escrow, and have the transaction recorded. Is that what you're asking?
NMLS # 6395
Financing Kentucky One Home at a Time
As long as the seller accepts your offer, there's nothing to stop you from making the purchase. There is a process and papework, though, for transferring the deed to you.
Elva A. Wormley
C2 Financial Corporation
2845 Moorpark Avenue, Suite 209
San Jose, CA 95128
The bare minimum would include paying off the seller's mortgage and allowing a day or two for the recorder's office to transfer the title.
In addition, even though you are a cash buyer, there are things you should do - just to be smart. They include a home inspection, review of any seller disclosures, termite inspections, and perhaps an appraisal. These are prudent things to do regardless of whether you are using cash or obtaining a mortgage.
Please do not hesitate to contact me with questions or concerns.
DRE # 01759367