Your best bet is to contact an Agent experienced with foreclosures to help you with your search. I'm sure you are aware that there are lots of foreclosures in our area. You can also check the link I am attaching for searching all listings in Saginaw, Midland or Bay county Michigan.
I hope this helps. Feel free to call if there is anything more I can do for you.
Check the public records in your area to find out what has happened with the home.
If it is a pre-foreclosure, that is a different ball of wax. You can attempt to contact the owner to see if they are interested in selling, but it is not an easy thing to do. You would have to convince the owner to sell the home and also get it approved by their lender if it is a short sale.