Hi Julie: All answers referr to the local Humboldt County Sheriff Office as mentioned, city of Eureka 707.445.7251 and you have been given the link already: http://co.humboldt.ca.us/sheriff/default.asp
I want to meantion too, the local newspaper here in Eureka is The Times-Standard. The post Notice of Trustee's Sales when homes are in default. See also: http://www.times-standard.com
By the way: I want to bring to your attention my listed properties your daughter may benefit from the new stimulus $8,000 tax credit opportunity. One property is located in Myrtletown of Eureka: http://www.3372PrairieAve.com
This property is 4 bedrooms 2 full baths (one of them has a jet jacuzzi), 2,340 sq. ft.; a really lovely property with Knotty pine interiors and stained glass windows. The thought is, I am wondering if your daughter is a student at Humboldt State University or College of the Redwoods? http://www.humboldt.edu or WebAdvisor http://@www.redwoods.edu
If your daughter would consider 3372 Prairie Avenue with your help or on her own if she can qualify, if she may consider rent out the other rooms to roomates for a while helping her with the mortgage payment after qualifying for the loan on a acceptable offer price to my seller after close of escrow. The income could help her consdierably for a while, college students from the universities may enjoy the benefit too of not being to far from the colleges they are attending and renting a room makes it more affordable for their housing needs.
Another great possiblity is my other listed proeprty in Rio Dell which is only a short 20 minutes or so from Eureka. I come from the Bay Area and driving this distance is very short distance to me unlike the local people here if they have lived here for a very long time do not travel out side their own towns unless necessary....My Rio Dell property is a two single home and one duplex multi family property. You can view it by going to the website also at http://www.628-652PacificAve.com A great idea for a first time home buyer too! the 4 bedroom 2 bath unit is being vacated and ready for showing! A new first time buyer or even investor can move into that unit, and collect rental income from the existing long time tenants for the other three units! A first time homebuyer would benefit again, from the first time homebuyers tax credit and you do not even have to pay that back! this is a charming unit with so much potential...Towncenter zoning allows for future use to be multi use..she could eventually redevelope this property with multi-use such as offices, retail and residential combined. Also since the two existing parcels have been approved by the City of Rio Dell to be subdivided into three parcels, however some conditions need to be met for final map recordation. If done...then one can build three brand new single family homes on lot sizes of 2,500 a piece. so you see future possiblities are so many. However the property is wonderful now, just the way it is. There is also a FHA 203 Rehab loan available for properties with deferred maintenance that will allow investors, borrowers to include improvement repairs such as section one repairs into the loan amount.
Both these properties offer a lot of potential and promising reward!
Your daughter may also qualify for Eureka's First Time Home Buyer assistance. If so, she may be eleigble for downpayment assistance if she qualifies with income and according to their guidelines. the other important factor is that the funds must be available and she would need to fill out an application first.While the average sales in Eureka are approximately $314,000 the average first time home buyer entering into the housing market up here is typically in the $199,000-$250,000 or $270,000 price value because of qualifying income most common in the local area. Not all first time homebuyers fall into this category and my two properties would be ver attractive to consider then. Otherwise there are many properties available in a more modest price range, they just dont offer the same amenities and very different benefits.
I could offer the information for the first time homebuyers tax credit, if you are interested and more informatiaon for the First time homebuyers assistance from the City of Eureka ot City of your daughters needs and choice...she must reside in the city I believe to benefit from this program. if you log in the websites for my listings you will learn more about them as I mentioned above. It might bring some ideas to mind or some else you may know as my sellers are looking for offers! My job is promote and bring them one! Please feel free to click onto my profile to learn more about how I can be of professional assistance to your daughter. Feel free to join my social network too! I look forward to hearing from you if I can be of further assistance.

Hi Carol - Julie's daughter is in Eureka, CA - not Mercer county NJ

Carol - here's the URL that you need: http://co.humboldt.ca.us/sheriff/Default.asp

And her local sheriff's office is: Eureka: (707) 445-7251

Call your local Sheriff`s Office
Monmouth County is: http://www.sheriffguadagno.com


Carol Donatelli, CRS
Better Homes Realty http://www.crs.com/msite/6575289

Hi Julie,

Whatever you do - do not subcribe to RealtyTrac - they'll get you locked in and keep charging you every month.

The foreclosure info on Trulia.com and Realtytrac.com (same site really) is quite often outdated or incorrect - for foreclosures anyway. It's not bad for normal properties.

The REAL info that you want is via your county sheriff's office.

Go to realtytrac.com or contact me

Jeff Katz, Broker

Hi Julie,

The bank only owns the house after the sheriff's sale - IF no one else bought it at auction. If the house HAS been foreclosed on - then she does NOT have to pay him any rent - it's not his house - it's the bank's or someone else's. They would be responsible to contact any current renters and work out some arrangement. She should hold onto the money that she would have paid to the landlord though, as it may be due to whomever owns it now. That part of the law is state-by-state and no idea what applies here.

Ok so ... how do we find out if it was foreclosed? Her local county sheriff's office could tell her. You should be able to look up the current and upcoming sheriff's sales for her county online. If the auction was pushed back for that property, it'll still be listed for the next one, etc. If that IS the case, then the landlord DOES own it still and he's due his rent.

So long as the house is owned by the landlord your daughter will still be expected to pay her landlord regardless - her contract with him has really nothing to do with his being in foreclosure. If she didn't pay him, he could sue her in small claims without a lawyer and would very likely win.

It's possible that this might be a good opportunity for her. She knows the seller (landlord), and can more easily than most have a dialog with him for a pre-foreclosure purchase (though this is likely a short sale and not a true pre-foreclosure since the bank might need to also sign off on it.

The real problem would be if the landlord owes more to the bank (assuming just one) than the property is worth. If he's only got one lien on it (or 2) and the total is less than the property value, then she should consider becoming an owner - and also taking advantage of the $8000 first time home buyer thing (must be done before Nov 30 2009).