Javier Meneses,
Mortgage Broker or Lender, Woodbury, NY
You do not even have to sell the house. You should ask your bankruptcy attorney to confirm, but if you're in the process of filing for bankruptcy (I assume it's chapter 7), you should be able to include the house and not even have to go thru the process of a short sale or foreclosure. Good luck!
Web Reference: http://facebook.com/javiermeneses.snb
Lynn911.com Dallas Real Estate Agent,
Agent, Dallas, TX
You can apply for a short sale to lender , however Realtor can't proceed UNLESS there is a sales contract presented to the lender
Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
972-699-9111
http://www.lynn911.com
Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
972-699-9111
http://www.lynn911.com
Eli Givoni - Short Sale Dept LLC,
Mortgage Broker or Lender, Boca Raton, FL
Yes, you can try to do a short sale and keep foreclosure off your credit. We are a professional short sale service and would be happy to explain the process to you. Please call us directly to discuss your specific situation. Our services are FREE to homeowners. We look forward to hearing from you.
Eli Givoni, Director
Short Sale Department, LLC
561-361-1909
info@shortsaledept.com http://www.shortsaledepartment.com
Serving all 50 states
MARS Disclosure for General Commercial Communications
IMPORTANT NOTICE:
Short Sale Department, LLC is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit.
Eli Givoni, Director
Short Sale Department, LLC
561-361-1909
info@shortsaledept.com http://www.shortsaledepartment.com
Serving all 50 states
MARS Disclosure for General Commercial Communications
IMPORTANT NOTICE:
Short Sale Department, LLC is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit.
Anna Brocco,
Agent, Nassau County, NY
In order to best protect yourself and any other assets you may have, do consult with your attorney before considering anything. Rather than foreclosing, do consider a short sale--a short sale occurs when hardship is proven to the lender and one can sell for less than owed....again, consult with your attorney beforehand..
Marie Souza Team,
Broker, Centerville, MA
Franklin is right on the money. Try to do a short sale, if you can & still have time. Talk to the Bank & your Agent ASAP. Best of luck -
Franklin Blacker,
Agent, 11779
Speak to your Realtor would be the very first step in getting answers. It can be listed for Short Sale which in most cases the bank would prefer. First check with you bank to see if you will qualify for a Short Sale. Since both you and your "ex" are on the deed, it will require that both of you agree to the Short Sale Process and will follow up with the necessary paperwork. If you spoke to a Realtor, is the home listed for short sale?
