Briefly what you do is get information from them, that you can find free, or from your realtor, and then you must CONVINCE the homeowner that you want to help them by buying their home or assuming their payments. I have worked with numerous people that found that when they knocked on the door of the homeowner that was behind in their monthly payments, the homeowner became FURIOUS that they knew their personal situation and would NEVER WORK WITH THEM. In order to get a refund you must get 5 homeowners to give you personal letters stating that you could not or would not work with them. When people go back to try to get letters from these homeowners you can only imagine what was said to them.
You are far better off to find a realtor you like and feel you can work with, and have a licensed individual assisting you to purchase a home. A home buyer does not pay ANY COMMISSION to a realtor. The seller, or in the case of a short sale, the bank or investor/lender pays their fee.
Please please RESEARCH all companies you wish to work with. Find out everything before you send any money. If it was SO EASY why wasn't it done years ago, because it isn't....it can be very complicated.
BUYER BEWARE! Always have a professional by your side or, at the very least, reach out and get ALL THE FACTS before you give anyone any money.
Don't hesitate to call me or call any professional realtor to assist you! (949) 293-7876
I signed up with American Standard Online over a year ago, thinking if it wasn't what I needed I could get a refund, since they make it sound like an easy task. They charge a $199 fee to use their service. However, it wasn't what I was looking for and when I tried to get a refund they were cold and told me I had to have 5 letters from the home owner. When I tried to contact them, I got no response. It is almost impossible to have a ex homeowner of a foreclosed property whom no longer lives on the property to care enough to write you a denial letter, but that's exactly what American Standard expects in order to get any type of refund. I have gone through much stress, sending the business letters, calling customer service, where your on hold for at least 20 minutes, just for them to tell you either get the letters or you get no refund. I begged and pleaded, letting them know my situation, yet there is no sympathy from any representative or supervisor. Now they just told me my account just "expired" so no I can't even log on.
I wish you the very best of luck in your endeavors
Stay Blogging My Friends!
I would strongly suggest you talk to either a Realtor(r) or a real estate lawyer. If you are wanting to purchase foreclosure properties, I can assist you with that as I have quite a bit of experience dealing with either side of a foreclosure (sale or purchase). If you are purchasing a for-sale-by-owner and want to do the title transfer correctly, I can suggest several title and escrow companies that will help you in that area.
I, along with many, many others have paid them 200 dollars of our hard earned money in good faith that we would indeed receive the benefits we were promised, only to find out that this company offers NO, and I repeat, NO help in finding homes. I have driven, literally HUNDREDS of miles to visit the listed addresses only to learn that they were all BOGUS addresses!! BE WARNED!!! Don't make the same terrible mistake that I did; hundreds of dollars down the drain on fuel, as well as paying for the "membership" only to be RIPPED OFF!!
Not only that!! But they have sold my email address so now my email is FULL of SPAM!!!
Sounds to good to be true?
Here is the link for the BBB. This company received an "F" grade. Hope this helps.
Broker - 01416432
My tenacity paid off. My husband and I were finally able to assume a home mortgage without all the hassles. American Standard Online helped us. They have been in business for over 10 years, and I would recommend their service to anyone who is tired of renting. It just takes a little time.
-They're legit. They do have some complaints tho. but, I didn't have any problems with them. check it out - I got a 4 bedroom house in Minneapolis with them. I was able to flip it made 30k in 4 months with only a few hours invested. That's the definition of legit, is it not?
guaranteed a home or your money back.
I agree with both Brad and Tim. But, to add to their comments, if you are facing foreclosure, you also need to speak with a REALTOR who specializes in distressed properties as there are new government programs to make it easier to do short sales and avoid foreclosure completely.
Best of luck,
Broker / REALTOR
Newport Beach, CA
First, I am calling Bank of America and disputing the charge. They don't tell you the clause behind the refund which is getting 5 denial letters plus 10% cancellation fee.
Second, the houses that were put on sale have accelerated into foreclosure auction or even resold.
Third, some of these home have active landlords (property record) that shows no recent filings.
Fourth, the fact that you have to pay to view the listings, and to even imagine that you have to send contact letters to homeowners who aren't selling is the most disgusting thing I've seen. I have facts and figures...
In fact, one of the houses I was interested in "2006 Ivy Crest Ct, Houston TX 77077" was not even in foreclosure. Due to the nature of my job, I decided to dig further regarding this home because the facts presented did not make sense to me. My research led me to:
Houston's Clerk Recorder recorded the "Notice of Substitute trustee" on December 16, 2014
American Standard Online entered the information into their system on Dec 19, 2014
Meanwhile, a notice of acceleration was filed onto the owner on December 8, 2014.
This is where business integrity lies: the mortgage service provider sent in the trustee notice along with other affidavits, but
a. ASO negligently dismissed the other fillings on record such as notice of acceleration. Therefore, if there was an acceleration already as of Dec 8th, this wasn't a pre-foreclosure as identified by ASO, this was CLEARLY FORECLOSURE.
b. ASO willfully entered the wrong information in their system (wrong transfer value, date as well as other information ). They claimed the transfer value is $189k, meanwhile the foreclosed auction starting bid is $450k, This is VERY dubious..
c. Notwithstanding that the owner of the property "Mr. Ali Khan" immediately sued (SEE district court docket filing: active as of January 31, 2015) and got an temporary injunction of which Judge Palmer issued an ex-parte order halting the proposed sale of the property.
I looked for their legal business name, but I could not find it. I wouldn't have a hard time finding their true legal name. When I am done, I will pull out their Dunn and Bradstreet ("D&B") profile and all their management info and paste it on the blog referenced back to CL ads.
Furthermore, I am sending my letters and evidence to bank of American CC processing / fraud center. Banks need to start declining transactions from these processors. I am sending to ALL the trustees on file alleging that ASO claimed they were hired by a lending bank to post such a false information. I will send this to Ali Khan, as well as other owners whose property isn't even in the foreclosure process. Finally, the Texas Attorney General's office , CA Secretary of State, CA Attorney General's office, and then BBB.
I am determined to expose all their fraud...
We spent the $199 service fee and got our access to their site only to find that the house we loved so much wasn't even listed on the site. There were a few that were close as far as bedrooms and bathrooms but, not what we were looking at. Not only that but then I started looking at other houses which didn't even have all of the information you would need to figure out how much you would be paying each month.
They do not give you pictures of the houses instead they give you an "approximate" address and a google map and you have to look at the map to get an outside view of the house but not even one single picture of the inside and on the craigslist ads they only post inside the house pictures so you do not know what the outside looks like. This company is a complete scam and I know I will probably never see my money again just from the research I have done after spending the money on thie "program". Also I do not like the idea of knocking on random strangers doors and trying to convince them to sell it sounds underhanded and cruel to find people struggling with finances and then trying to buy the house out from under them.
I thought this was supposed to be foreclosed homes for rent to own but, now I know the truth I wasted $199 on this and I feel cheated and feel like the world's biggest idiot. Hope this report helps other people not fall into the same scam.
You are basically getting a home for up to 40-60% off by paying the remainder of the loan in monthly installments about the equivalent price of renting or even less.
It really is a good program, I am amazed at how the ignorance of a few people leads to an all out shock claim festival.
Why are they still in business I dont know.
American Standard does NOT perform as represented. They have a BBB "F" RATING.
I live in Fort Worth TX (76116)... their most recent listing is from 2011... today is 8/15/2014.
Customer Service is 877-395-1296. Doug is their manager. When challenged to run a list of current PRE-FORECLOSURES for my county... he chose to REFUND my money. I would assume this decision speaks for itself.
RECOMMENDATION: DO NOT DO BUSINESS WITH THIS COMPANY.