I signed up with American Standard Online over a year ago, thinking if it wasn't what I needed I could get a refund, since they make it sound like an easy task. They charge a $199 fee to use their service. However, it wasn't what I was looking for and when I tried to get a refund they were cold and told me I had to have 5 letters from the home owner. When I tried to contact them, I got no response. It is almost impossible to have a ex homeowner of a foreclosed property whom no longer lives on the property to care enough to write you a denial letter, but that's exactly what American Standard expects in order to get any type of refund. I have gone through much stress, sending the business letters, calling customer service, where your on hold for at least 20 minutes, just for them to tell you either get the letters or you get no refund. I begged and pleaded, letting them know my situation, yet there is no sympathy from any representative or supervisor. Now they just told me my account just "expired" so no I can't even log on.
I wish you the very best of luck in your endeavors
Stay Blogging My Friends!
I would strongly suggest you talk to either a Realtor(r) or a real estate lawyer. If you are wanting to purchase foreclosure properties, I can assist you with that as I have quite a bit of experience dealing with either side of a foreclosure (sale or purchase). If you are purchasing a for-sale-by-owner and want to do the title transfer correctly, I can suggest several title and escrow companies that will help you in that area.
Here is the link for the BBB. This company received an "F" grade. Hope this helps.
I, along with many, many others have paid them 200 dollars of our hard earned money in good faith that we would indeed receive the benefits we were promised, only to find out that this company offers NO, and I repeat, NO help in finding homes. I have driven, literally HUNDREDS of miles to visit the listed addresses only to learn that they were all BOGUS addresses!! BE WARNED!!! Don't make the same terrible mistake that I did; hundreds of dollars down the drain on fuel, as well as paying for the "membership" only to be RIPPED OFF!!
Not only that!! But they have sold my email address so now my email is FULL of SPAM!!!
Sounds to good to be true?
Broker - 01416432
First, I am calling Bank of America and disputing the charge. They don't tell you the clause behind the refund which is getting 5 denial letters plus 10% cancellation fee.
Second, the houses that were put on sale have accelerated into foreclosure auction or even resold.
Third, some of these home have active landlords (property record) that shows no recent filings.
Fourth, the fact that you have to pay to view the listings, and to even imagine that you have to send contact letters to homeowners who aren't selling is the most disgusting thing I've seen. I have facts and figures...
In fact, one of the houses I was interested in "2006 Ivy Crest Ct, Houston TX 77077" was not even in foreclosure. Due to the nature of my job, I decided to dig further regarding this home because the facts presented did not make sense to me. My research led me to:
Houston's Clerk Recorder recorded the "Notice of Substitute trustee" on December 16, 2014
American Standard Online entered the information into their system on Dec 19, 2014
Meanwhile, a notice of acceleration was filed onto the owner on December 8, 2014.
This is where business integrity lies: the mortgage service provider sent in the trustee notice along with other affidavits, but
a. ASO negligently dismissed the other fillings on record such as notice of acceleration. Therefore, if there was an acceleration already as of Dec 8th, this wasn't a pre-foreclosure as identified by ASO, this was CLEARLY FORECLOSURE.
b. ASO willfully entered the wrong information in their system (wrong transfer value, date as well as other information ). They claimed the transfer value is $189k, meanwhile the foreclosed auction starting bid is $450k, This is VERY dubious..
c. Notwithstanding that the owner of the property "Mr. Ali Khan" immediately sued (SEE district court docket filing: active as of January 31, 2015) and got an temporary injunction of which Judge Palmer issued an ex-parte order halting the proposed sale of the property.
I looked for their legal business name, but I could not find it. I wouldn't have a hard time finding their true legal name. When I am done, I will pull out their Dunn and Bradstreet ("D&B") profile and all their management info and paste it on the blog referenced back to CL ads.
Furthermore, I am sending my letters and evidence to bank of American CC processing / fraud center. Banks need to start declining transactions from these processors. I am sending to ALL the trustees on file alleging that ASO claimed they were hired by a lending bank to post such a false information. I will send this to Ali Khan, as well as other owners whose property isn't even in the foreclosure process. Finally, the Texas Attorney General's office , CA Secretary of State, CA Attorney General's office, and then BBB.
I am determined to expose all their fraud...
My tenacity paid off. My husband and I were finally able to assume a home mortgage without all the hassles. American Standard Online helped us. They have been in business for over 10 years, and I would recommend their service to anyone who is tired of renting. It just takes a little time.
-They're legit. They do have some complaints tho. but, I didn't have any problems with them. check it out - I got a 4 bedroom house in Minneapolis with them. I was able to flip it made 30k in 4 months with only a few hours invested. That's the definition of legit, is it not?
guaranteed a home or your money back.
I agree with both Brad and Tim. But, to add to their comments, if you are facing foreclosure, you also need to speak with a REALTOR who specializes in distressed properties as there are new government programs to make it easier to do short sales and avoid foreclosure completely.
Best of luck,
Broker / REALTOR
Newport Beach, CA
So to anyone that cares: please give me some more info on what they really are. Are they frauds? I'm going to search and try to find out more about these bad reviews but for now BOA is refunding! while I find my new home asap..
The house advertised is in a rural area, mostly farms. I couldn't imagine a house with marble kitchen/bathroom floors in this area. Picture on craigslist appeared like a condo. I told the lady I'm very familiar with this area, and asked where they built this home. I helped start the fire company in the little town this "so called" house is listed. There are no subdivisions, just old farms passed down from generation to generation.
If you need assistance with a refund, please contact the CFPB, Consumer Financial Protection Bureau. Provide them with copies of your proof of payment along with a copy of your contract or any documents you received from American Standard Online, and they will take it from there.
If you need assistance with a refund, please contact the CFPB, Consumer Financial Protection Bureau. Provide them with copies of your proof of payment along with a copy of your contract or any documents your received from American Standard Online .com and they will take it from there.
I read the comments, and the responses from Guitarman_rawsilk seems too defensive, and obviously is for the scamming company. This person is taking the comments too personally, and leads me to believe this person is from the company. However, his responses do not convince me enough to out weigh the complaints. A moron could figure that out. Seriously, Guitarman_rawsilk? Obviously your not very educated.
Thank you all for saving me $200, and a hell of a lot of heartache, grief, and stress!
Looking to take over someone's mortgage payments, lease purchase the home, if possible.
I was supposedly going to get a "link" but never did.
They won't tell you where any homes are located until you pay $199 up front - big red flag.
even their own website tells you what you will get is info telling you where homes are in pre-foreclosure and you then need to contact the person losing the home and the foreclosing bank and try to work a deal with both parties for you to purchase the home. Think about it - the person losing their home is naturally not going to be in a good mood, and if banks left buyers purchase these homes with no money down and no qualifying, the banks would just advertise them for sale themselves or have a realtor list it.
Basically they are just preying on those of us looking for a rent to own home.
"Take over the payments" was outlawed way back in the 1970's I believe. "take over the payments" can not be done.