If the HOA plans to foreclose, then they should have a good idea of whether it's worth their while - why foreclose when there won't be any money left for you?
But the real answer will come from a local attorney who reads the text of your deed of trust with the government.
All the best,
It is also probably a condition of your government loan to pay the HOA fees.
If you don't they may also foreclose on you.
This is not something to mess around with.
Can you get a family member, friend, or someone else to move in with you to help pay rent?