BEST ANSWER
Notification of the "trustee sale," which is the foreclosure sale you refer to, is a legal requirement. This includes posting a notice on the front door of the house, sending out a notice by mail to the mailing address of the owner of record, and publishing in a local paper on more than one occasion. Every once in a great while (perhaps 1/5000) something goes wrong and a trustee sale happens illegally. I doubt it's ever because the lender is sneaky, it's more likely that someone forgot to do their job of mailing/advertising/posting the sale.
If you would like to contact me, I have access to trustee sale filings for the entire state of California. I can lookup the address and tell you whether something has been filed or not, as a courtesy for you.
Best of luck,
Aaron Lewis
The Lewis Team at Prudential California Realty
aaron (at) weworkharder.com
Sat Jun 13 2009, 14:25