Chances are the paperwork is so lost and /or the bank is so overwhelmed with work, they won't be able to find it and it will come off your credit report.
Errors on credit reports happen all the time.
Here is an e-book about credit that might be of help.
(214) 763-4629 cell/text/nights/weekends(Really!!)
Lending all across the entire Great State of Texas!!
Search Dallas area MLS for FREE. No registration => http://www.ntreisinnovia.net/cgi-ntr/BR_login?0501134