You absolutely should speak with an attorney as quickly as possible. Since Bank of America is one of the three lenders that have currently suspended foreclosures due to improper paperwork they may be able to keep you in the home until the loan modification is resolved.
Ten months is a very long time to be working on a loan modification so you fully understand the difficulty of dealing with these lenders.
The very best of luck to you and if there is anything at all I can do to help please feel free to contact me at your convenience.
Always at Your Service,
Tom Priester e-PRO
"Results Driven Real Estate"
Keller Williams Realty
Best of Luck,
Marsha Montoya Mayer- Realtor
Paradise Properties of Florida, Inc.
I would call your attorney.
Do note pending modification does not necessarily stop foreclosure proceedings.
Buy a home after foreclosure expert
Andrew and Elena Ollick
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Good luck. I hope that it all works out well for you.
Nicole Marks Mason, Realtor
The buyer at auction probably has no clue the bank will foreclose on them.