You are currently in a short sale situation, but not for long... An attorney can do a short sale for you, but...it will cost you every time they pick up the phone or write a letter or file something. A knowledgeable broker will do the short sale for you, it will not cost you a dime - the bank pays the fee, and you could get your moving expenses paid.
Even though you were discharged in bankruptcy - the mortgage follows the property; therefore, you may be judgment proof, but you need to negotiate a short sale, clear the title and get forgiveness of any further debt! Please contact me. I am Debra Carney Wolf, retired attorney, and I am working for the greatest company in South Florida, The Keyes Company. If it is at all possible, I will help you to navigate this trying time. firstname.lastname@example.org - (701) 226-0269 - http://www.debwolf.keyes.com
Do a short sale nd you can get more time and get money to relocate up to as $3000.00
Wait for the bank to contact u and give you money but I donot know how much. Banks are greedy....
call me at 954854 06 29 to explain you in details and good luck
On the other hand If you have money for the attorney maybe you could find a settlement with your lender BEFORE the sale of you property instead spending the money on an attorney. If you want a settlement or cash for keys you should contact your lender on your own RIGHT AWAY. This is offered optional and doesn't mean that they will offer it to you.
Since you have only 8 days left before the scheduled sale date on August 28, time is of the essence in your case. You are almost running out of options.
It will be hard without a sales contract to convince your lender to cancel the sale date and do a short sale.
Good luck to you,
Annett T. Block
Cash for keys agreements should be in writing. They are to reduce repair or rehab costs for the lender to be able to sell the property. They will be weighing any cash for keys offers against repair costs, legal fees, etc.
With any luck your sale date is scheduled for several months out so you can negotiate to be out very quickly. Good luck. If you can afford it, it is can be beneficial to have an attorney skilled in real estate or foreclosure law handle the request.