Management companies are used to working with applicants with less than perfect credit. You have a few options 1) Provide a guarantor (they will need to make 80x the monthly the rent).
2) Insurent (a company that acts as a guarantor). You can research them at http://www.insurent.com. They work with specific management companies and landlords. They charge a fee, which usually is the equivalent of one month's rent. 3) pre-pay a portion of the rent or offer extra security.
I want to recommend an amazing company that helps repair and build your credit. Many of my clients have used this company. Please contact Anthony Davenport at Regal Financial located at 481 8th Ave., Ste 524 • New York, NY 10001
O. 646 450 0153 • F. 877 529 2684
I would love to help you find an apartment, help you get your paperwork in order and submit an application. I know some lenient landlords.
Please contact me at your earliest convenience so we can get the process started.
Candis S. Ransom
Licensed Real Estate Salesperson
425 Park Avenue, 6 Floor
New York, NY 10022